We provide secure and convenient financing solutions tailored to your business objectives. 开云金融科技（上海）有限公司 offers bespoke loan products to meet the nature, scope, and goals of your enterprise.
We are committed to supporting your business expansion with flexible capital through technology-driven innovative financial services, ensuring every step is stable and efficient.
Adhering to a customer-centric service philosophy, we ensure a smooth process and provide comprehensive support, allowing you to finance with confidence.
| Required Documents | Unsecured Personal Loans | Secured Personal Loans |
|---|---|---|
| Valid government-issued photo identification | ||
| Proof of income (pay stubs, T4 slip) | ||
| Bank statements | ||
| Void cheque or pre-authorized debit form | ||
| Proof of address | ||
| Annual mortgage statement | ||
| Annual property tax statement |
Loan terms range from 24-120 months with an Annual Percentage Rate (APR) of 19.99%-35.99%. Example: Borrowing ¥1,000 for 24 months at an APR of 35.99% results in a monthly payment of ¥59.06; total repayment (including interest) is ¥1,417.41.
Secure Funding